Educational loan letter

To,
     THE MANAGER,
     ABC bank,
     New York.
Respected Sir,

SUB : Request for sanctioning Educational Loan.
I had availed loan for my engineering course for the past two years(2008 and 2009) in your bank(AC NO:-LO12345).
Currently, I am doing my second year. I am having 2 arrears during the first two years. I have written those four arrears along with my fourth semester examination. I am convinced that I will clear all my arrears in the examination. I wrote during the month of April 2010.
Do kindly grant me loan for my further education. Herewith, I enclose the duplicate copies of my first,second,third semester mark sheet along with my bonafide certificate.
Enclosure :
1.Mark sheet of previous semesters.
2.Bonafide certificate.
3.College letter.
Yours faithfully
(your name)